The businesses offering loans are carefully selected by FundedByMe experts, only accepting qualified companies
It's strictly controlled
The risk profile of every company is based on financial information provided by the external credit bureaus UC and Bisnode.
It's regular income
The repayment schedules are on a fixed quarterly schedule, including both the principal repayment and interest. Your money is never locked up for the entire duration of the loan.
Transactions are handled with bank-level security and companies seeking larger loans guarantee the loan with personal guarantees.
You make the decision
It is you who choose what businesses you lend money to, taking into account your risk profile and profit forecast that suits your expectations.
Loan-based crowdfunding lets you earn up to 13,33% in interest (annual effective rate) by lending money to companies you choose and wish to support.